Posted by Singapore has recently revamped its Workfare Income Supplement (WIS) scheme, an essential component of its social support system aimed at uplifting low-income workers. This update, effective from January 1, 2025, introduces increased payouts, broader eligibility criteria, and more flexible payment options.
This is more than just financial assistance—it’s a clear statement of the government’s commitment to creating a more equitable and empowered workforce.
For employees, employers, and policymakers alike, these updates are crucial to understanding how WIS can provide greater financial stability. Here’s a detailed overview of the updated Workfare scheme, including key facts, eligibility, and payout details.
What’s New in Workfare: Key Changes for 2025
Updated Features of the Workfare Scheme
The following table highlights the changes to the Workfare scheme, effective from 1 January 2025:
| Feature | Previous (Before 2025) | New (From 1 Jan 2025) |
|---|---|---|
| Monthly Income Cap | SGD 2,500 | SGD 3,000 |
| Maximum Annual Payout | SGD 4,200 | Up to SGD 4,900 |
| Minimum Age (Non-disabled) | 35 years | 30 years |
| Payout Frequency (Employees) | Quarterly | Monthly |
| Eligibility for Disabled Workers | Same as seniors | Enhanced to match senior tier |
| Official Information | CPF Workfare Site | CPF Workfare Site |
These updates reflect a more inclusive and flexible system that aims to meet the needs of a wider range of workers, from employees to the self-employed, making the system both more accessible and efficient.
What Is Workfare and Why Was It Updated?
The Workfare Income Supplement (WIS) is a government program in Singapore designed to boost the earnings and retirement savings of lower-income workers.
Initiated in 2007, it has played a pivotal role in supporting the country’s inclusive growth strategy, ensuring that no one is left behind despite economic challenges such as inflation and rising living costs.
The recent changes reflect the government’s ongoing commitment to promoting work as a dignified choice and alleviating the pressures faced by vulnerable workers, especially in the face of economic challenges.
As Deputy Prime Minister Lawrence Wong emphasized during Budget 2024, the adjustments aim to empower working poor and foster long-term financial stability.
Eligibility for the New Workfare Scheme
As of January 2025, eligibility for the Workfare Income Supplement has been expanded to include more workers, such as part-time employees, self-employed individuals, and those with slightly higher incomes.
Basic Eligibility Criteria
- Singapore citizens only
- Aged 30 years and above (for persons with disabilities, no minimum age requirement)
- Gross monthly income between SGD 500 and SGD 3,000
- Employed regularly or self-employed
Additional Conditions
- Property ownership: Must live in a property with an annual value of not exceeding SGD 21,000
- Income limits for married couples: Combined assessable income of no more than SGD 70,000 annually
- Self-employed persons: Must contribute to MediSave based on their declared income.
Eligibility Check Tool
To quickly check eligibility, individuals can use the CPF Workfare Calculator. This tool is free, confidential, and can be accessed online.
How Much Can You Receive?
The amount a recipient can receive depends on their age and income level. Below is a breakdown of the maximum annual payouts based on age:
Annual WIS Payouts by Age Group
| Age Group | Maximum Annual Payout |
|---|---|
| 30–34 years | SGD 2,450 |
| 35–44 years | SGD 3,500 |
| 45–59 years | SGD 4,200 |
| 60 and above / Persons with Disabilities | SGD 4,900 |
Breakdown of Payouts: Cash and CPF Contributions
For Employees
- 40% of the payout is paid in cash, credited directly to the bank account.
- 60% is credited to the CPF account, contributing to retirement savings.
For Self-Employed Persons (SEPs)
- The payout is given once a year after an annual review.
- SEPs must have declared income to IRAS and made MediSave contributions.
Real-life Example
Consider Jane, a 37-year-old part-time cleaner who earned SGD 2,200 per month. Under the old scheme, she received an annual WIS payout. Under the new scheme, she now receives monthly payouts, providing her with better liquidity while boosting her retirement savings.
How to Get Your Workfare Income Supplement Benefits
For Employees
- No application required: Eligibility is assessed based on CPF contributions from your employer.
- Monthly payouts will be credited to your bank account and CPF account.
For Self-Employed Persons (SEPs)
- Declare income to IRAS and make the required MediSave contributions.
- The payout will be made annually after CPF’s review.
For Employers
- Ensure accurate and timely CPF contributions for eligible employees.
- Guide employees to online tools and resources to better understand their WIS entitlements.
Why This Matters: Greater Financial Security for All
This update to Workfare is not just about offering financial support—it’s about empowering a wider segment of the workforce to achieve better financial outcomes. With these changes, more workers will receive timely financial assistance, helping them save for retirement and support their daily living expenses.
The government’s broadening of eligibility and monthly payouts will enhance the economic security of low-income workers and foster a more motivated, financially secure workforce.
By 2026, it’s expected that the number of eligible Workfare recipients will exceed 500,000, up from over 470,000 in 2023. This shift is expected to increase consumer spending, savings rates, and household financial stability.
The 2025 changes to Singapore’s Workfare Income Supplement reflect a strong commitment to ensuring financial security for the country’s low-income workers. By raising the income ceiling, introducing monthly payouts, and expanding eligibility, the government is providing a more inclusive, supportive system.
Whether you are a worker, employer, or policymaker, understanding these changes is essential for planning a secure financial future.
FAQs
Who is eligible for the Workfare Income Supplement in 2025?
To be eligible, you must be a Singapore citizen, aged 30 years and above (no minimum age for persons with disabilities), earn between SGD 500 and SGD 3,000 per month, and meet additional conditions like property and income limits.
How much can I receive from Workfare?
The amount depends on your age and income level. For example, a person aged 60 and above can receive up to SGD 4,900 annually.
How will I receive my Workfare payments?
For employees, monthly payouts are credited to your bank account and CPF account. Self-employed individuals receive their payments once a year after MediSave contributions and income declaration to IRAS.