Posted by The Canada Workers Benefit (CWB) continues to be a valuable financial support program for low-income workers across the country. In 2025, eligible individuals may receive up to $1,590, while families could receive up to $2,739.
The benefit is distributed in advance payments throughout the year, including an important payout scheduled for April 2025.
Here’s everything you need to know about eligibility, payment dates, and how to ensure you receive the benefit.
What Is the Canada Workers Benefit (CWB)?
The CWB is a refundable tax credit provided by the federal government to support working individuals and families with low income. It is intended to encourage workforce participation and help alleviate the financial burden of day-to-day living costs.
The benefit has two components:
- Basic amount
- Disability supplement (for eligible individuals with disabilities)
Depending on your income, marital status, and family situation, you may receive all or part of the benefit amount.
Canada Workers Benefit – 2025 Payment Schedule
The CWB is paid in advance through up to three installments during the year, with a final payment issued after tax filing. For 2025, the payment schedule is as follows:
| Payment Type | Payment Dates |
|---|---|
| Advance Payment 1 | January 10, 2025 |
| Advance Payment 2 | April 10, 2025 |
| Advance Payment 3 | July 10, 2025 |
| Final Payment | After filing 2025 tax return |
Advance payments are equal to 50% of your total benefit, divided into three parts. The final payment adjusts the total based on your current income and tax return.
Who Is Eligible for the $1,590 CWB?
To qualify for the Canada Workers Benefit in 2025, you must meet the following conditions:
- Be 19 years or older on December 31, 2024 (unless you live with a spouse, common-law partner, or your child)
- Be a resident of Canada throughout the year
- Have working income, including employment or self-employment
- Earn below the income thresholds set for individuals or families
- Not be enrolled full-time in school for more than 13 weeks (unless caring for a child)
- Not be in prison for more than 90 days during the year
- Not be exempt from paying tax in Canada
2025 CWB Income Limits
The CWB gradually reduces as your income rises. Here are the approximate income thresholds:
| Category | Maximum Net Income |
|---|---|
| Single (no children) | $36,749 |
| Families (with children or spouse) | $48,093 |
Those earning under these thresholds will likely qualify for partial or full benefits.
How to Apply for the CWB
Applying for the CWB is part of your annual tax return. Here’s how it works:
- File your 2024 tax return in early 2025.
- Complete Schedule 6, which determines your eligibility.
- If you were eligible in the previous year, you will automatically receive advance payments based on your latest tax return.
If you become newly eligible, you’ll receive the full amount as a lump sum after filing your return.
The $1,590 Canada Workers Benefit in April 2025 is a key financial support for low-income workers aiming to ease financial strain and promote continued employment.
Make sure you file your tax return on time, check your eligibility, and update your banking information with the CRA to receive your payments without delay.
FAQs
Can I receive the CWB if I’m self-employed?
Yes, self-employed individuals with qualifying working income can receive the benefit.
Do I have to apply every year?
You need to file your tax return each year to be assessed for eligibility, but no separate application is required.
Can I get the disability supplement with the CWB?
Yes, if you qualify for the Disability Tax Credit, you may be eligible for an additional CWB supplement.