Posted by Starting April 2025, Singapore’s Baby Bonus Scheme has received a major upgrade, offering parents more generous cash payouts and enhanced Child Development Account (CDA) benefits. These changes are part of a broader national push to encourage parenthood and provide better financial support for families.
With increased benefits especially for third and subsequent children, Singaporean families now have more reasons to celebrate growing their families.
What Is the Baby Bonus Scheme?
The Baby Bonus Scheme provides two main types of financial support to help defray the costs of raising children:
- Baby Bonus Cash Gift (BBCG) – Cash payouts disbursed over time to assist with early childhood expenses.
- Child Development Account (CDA) – A special savings account where the government matches savings dollar-for-dollar, up to a certain cap.
The new changes in 2025 significantly enhance both components, with added benefits for larger families.
What’s New in April 2025?
The latest enhancements make it more rewarding for families with multiple children and ensure better long-term financial planning.
Key Updates:
- Higher Cash Gifts for all children.
- Increased CDA First Step Grant from $5,000 to $10,000 for the 3rd child onward.
- Higher Co-Matching Caps to encourage more savings for future child-related expenses.
Updated Baby Bonus Breakdown
| Child Order | Cash Gift | CDA First Step Grant | Government Co-Matching Cap | Total CDA Benefits |
|---|---|---|---|---|
| 1st Child | $11,000 | $5,000 | $4,000 | $9,000 |
| 2nd Child | $11,000 | $5,000 | $7,000 | $12,000 |
| 3rd Child | $13,000 | $10,000 | $9,000 | $19,000 |
| 4th Child | $13,000 | $10,000 | $9,000 | $19,000 |
| 5th Child & Beyond | $13,000 | $10,000 | $15,000 | $25,000 |
Note: Changes apply to children born on or after 18 February 2025.
Additional Support for Larger Families
Families with three or more children born from 18 February 2025 onwards are now eligible for more benefits under the Large Families Scheme:
- $1,000 LifeSG credits annually until the child turns six.
- $4,000 MediSave grant to support healthcare and medical expenses.
These benefits help ease the cost burden and provide greater long-term savings potential.
Eligibility Criteria
To receive the enhanced Baby Bonus benefits:
- The child must be a Singapore Citizen.
- Parents must be legally married.
- The child must be born on or after 18 February 2025 for the increased CDA First Step Grant to apply.
Read More: Enhanced GST Voucher April 2025- Singapore’s Financial Relief For Citizens
How to Apply
Applications for the Baby Bonus Scheme can be made through the LifeSG app or website. Parents may apply during the birth registration process or afterward. The process is simple and digital, with updates sent via email or SMS once approved.
The April 2025 Baby Bonus Scheme upgrade provides meaningful financial support to families in Singapore. With larger cash gifts, higher CDA matching, and added benefits for large families, this enhancement ensures that parents are better equipped to support their children.
Eligible families should apply early and take full advantage of the benefits through the LifeSG platform.
FAQs
Can single parents apply for the Baby Bonus Scheme?
No, the enhanced scheme is available only to children born to lawfully married parents.
How can the CDA funds be used?
CDA funds can be used at approved institutions for expenses like preschool fees, healthcare services, and educational tools.
Is there a deadline to use CDA funds?
CDA contributions can be made until 12 years of age, and funds must be used by 31 December of the year the child turns 12.