In response to growing concerns over inflation and higher living costs, Singapore’s government has unveiled a major enhancement to its financial support schemes under the 2025 Budget.
One of the most notable updates is the announcement of up to $760 in Cost-of-Living (COL) U-Save rebates for eligible households this year—providing much-needed relief against rising utility bills.
What Is the $760 COLA Boost?
The $760 COLA payment is part of an enhanced U-Save rebate, which aims to help lower- and middle-income households offset their utilities. This move is part of Singapore’s broader cost-of-living support package to ease household financial pressures in 2025.
Distributed across four quarters, these rebates will be automatically applied to eligible HDB households’ utility bills.
2025 U-Save Rebate Breakdown by HDB Flat Type
| HDB Flat Type | April 2025 | July 2025 | October 2025 | January 2026 | Total for FY2025 |
|---|---|---|---|---|---|
| 1- and 2-room | $95 | $95 | $95 | $95 | $760 |
| 3-room | $85 | $85 | $85 | $85 | $680 |
| 4-room | $75 | $75 | $75 | $75 | $600 |
| 5-room | $65 | $65 | $65 | $65 | $520 |
| Executive/Multi-generation | $55 | $55 | $55 | $55 | $440 |
Who Is Eligible?
To receive the $760 COLA boost or other U-Save rebates in 2025, households must meet the following eligibility criteria:
- Reside in an HDB flat
- Must not have members owning more than one property
- For rented flats:
- At least one Singaporean tenant is required
- For owner-occupied flats:
- At least one Singaporean owner or occupier must reside
These rebates are automatically disbursed, so no application is needed—just make sure your household info is accurate and updated.
Read More: $200–$400 SEP Payout Drops This Week in Singapore – Are You on the List?
Disbursement Schedule for 2025
The U-Save rebates, including the COLA top-ups, will be credited quarterly:
- April 2025
- July 2025
- October 2025
- January 2026
The rebates are credited directly to each household’s utility account with SP Services, reducing the monthly utility bills over time.
How This Helps Households
This $760 cost-of-living support aims to buffer against the recent increases in electricity tariffs and other utility costs. Depending on the flat type:
- Households in 1- and 2-room flats could see up to 6 months of their utility bills covered.
- Households in 3- and 4-room flats could save around 3–4 months worth of utilities.
This initiative plays a major role in easing daily expenses for lower- and middle-income families.
Additional Support in 2025
In addition to the U-Save rebates, households may also benefit from:
- $800 CDC Vouchers (in two tranches)
- $500 Child LifeSG Credits per child under 13
- $500 Top-ups to Edusave or Post-Secondary Education Accounts for students aged 13–20
These programs form part of a broader national effort to support Singaporeans amid economic uncertainty.
The $760 COLA payment in 2025 is more than just a rebate—it’s a meaningful financial boost for families struggling with higher utility costs.
By easing household utility bills through quarterly support, the government continues to demonstrate its commitment to mitigating cost-of-living pressures and helping Singaporeans through challenging economic times.
Eligible residents are encouraged to stay updated with their HDB and utility accounts to ensure they receive the full benefits automatically.
FAQs
Do I need to apply to receive the $760 U-Save rebate?
No, the rebate is automatically credited to eligible households’ utility accounts each quarter.
Will I get cash from the $760 COLA boost?
No, it’s not a cash payout. It’s credited directly to your utility bill to offset electricity, gas, and water charges.
Can homeowners with private properties receive the U-Save rebate?
No, households with members owning more than one property are not eligible for this rebate.