Posted by In 2025, the Singaporean government is rolling out a series of enhanced financial assistance programs aimed at alleviating the rising cost of living and bolstering retirement savings for its citizens.
These initiatives include Community Development Council (CDC) Vouchers, U-Save Rebates, Earn and Save Bonus, Assurance Package (AP) Seniors’ Bonus, and the forthcoming Matched MediSave Scheme (MMSS).
This comprehensive guide provides detailed insights into each program, including eligibility criteria, benefit amounts, and disbursement schedules.
1. Community Development Council (CDC) Vouchers
To assist households with daily expenses, every Singaporean household will receive a total of $800 in CDC Vouchers in 2025, distributed as follows:
- May 2025: $500
- January 2026: $300
These vouchers can be used at participating hawkers, heartland merchants, and supermarkets, promoting local businesses while supporting household needs.
Households can claim their vouchers by visiting the official CDC Vouchers website and logging in with their Singpass.
2. U-Save Rebates
The U-Save Rebates are designed to help eligible HDB households offset utility bills. In Fiscal Year 2025, households will receive up to $760, distributed quarterly:
- April 2025
- July 2025
- October 2025
- January 2026
The rebate amounts vary based on the HDB flat type:
| HDB Flat Type | Annual U-Save Rebate |
|---|---|
| 1- and 2-room | Up to $760 |
| 3-room | Up to $680 |
| 4-room | Up to $600 |
| 5-room | Up to $520 |
These rebates are automatically credited to the households’ utility accounts.
READ MORE: $1,200 April 2025 Government Payout- Eligibility And Payment Schedule
3. Earn and Save Bonus
Introduced under the Majulah Package, the Earn and Save Bonus aims to boost the retirement savings of older working Singaporeans.
Eligible individuals will receive annual bonuses ranging from $400 to $1,000, credited to their CPF Retirement Account. The first disbursement is scheduled for March 2025.
Eligibility Criteria:
- Birth Year: Born in 1973 or earlier
- Employment Status: Employed with an average monthly income between $500 and $6,000 in the preceding Year of Assessment
- Property Ownership: Own no more than one property
- Annual Value of Residence: Not exceeding $31,000
This initiative is expected to benefit approximately 570,000 Singaporeans.
4. Assurance Package (AP) Seniors’ Bonus
To cushion the impact of the Goods and Services Tax (GST) increase, the AP Seniors’ Bonus provides cash payouts to eligible seniors. In February 2025, about 850,000 seniors will receive between $200 and $300.
Eligibility Criteria:
- Age: 55 and above in 2025.
- Assessable Income: Not exceeding $34,000
- Annual Value of Home: Not exceeding $31,000
- Property Ownership: Own no more than one property
Payments will be made automatically, with no action required from eligible seniors.
5. Matched MediSave Scheme (MMSS)
Set to commence in January 2026, the MMSS aims to help seniors boost their healthcare savings. Under this scheme, the government will match voluntary MediSave top-ups dollar-for-dollar, up to $1,000 annually, for eligible individuals.
Eligibility Criteria:
- Age: Between 55 and 70 years
- Average Monthly Income: Not exceeding $4,000
- Annual Value of Residence: Not exceeding $21,000
- Property Ownership: Own no more than one property
- MediSave Balance: Less than 50% of the prevailing Basic Healthcare Sum
Eligibility will be assessed automatically, and notifications will be sent to qualifying individuals.
Summary of 2025 Financial Assistance Programs
| Initiative | Benefit Amount | Eligibility Highlights | Disbursement Schedule |
|---|---|---|---|
| CDC Vouchers | $800 per household | All Singaporean households | May 2025, January 2026 |
| U-Save Rebates | Up to $760 annually | Eligible HDB households | Quarterly in 2025 |
| Earn and Save Bonus | $400–$1,000 annually | Born in 1973 or earlier, employed, income $500–$6,000 | March 2025 |
| AP Seniors’ Bonus | $200–$300 | Aged 55+, income ≤ $34,000, AV ≤ $31,000 | February 2025 |
| Matched MediSave Scheme | Up to $1,000 matched | Aged 55–70, income ≤ $4,000, AV ≤ $21,000, MediSave < 50% BHS | Starting January 2026 |
The Singapore government’s 2025 financial assistance initiatives reflect a strong commitment to supporting citizens across all income levels and life stages.
Whether you’re a senior facing higher healthcare costs, a working adult planning retirement, or a family managing rising daily expenses, these programs offer meaningful help.
With benefits like up to $1,000 matched MediSave, $800 in CDC vouchers, and up to $760 in U-Save rebates, this year’s support schemes can make a significant difference.
Be sure to check your eligibility, stay informed, and maximize these benefits to secure a better financial future.
FAQs
How can I claim the CDC Vouchers and other aid?
You can log into SupportGoWhere or the CDC voucher portal using Singpass to check your eligibility and redeem benefits.
Do I need to apply for the Assurance Package (AP) Seniors’ Bonus?
No application is required. If you meet the eligibility criteria, the payout will be automatically credited to your bank account.
Can I receive multiple benefits at the same time in 2025?
Yes. If you’re eligible, you can receive multiple aid schemes concurrently, such as U-Save, CDC Vouchers, and the Earn and Save Bonus. Each initiative is independent but designed to complement others for broader financial support.