Supplemental Security Income (SSI) is a federal assistance program designed to provide monthly benefits to individuals who are blind, disabled, or aged 65 and older.
It is intended for low-income Americans, with eligibility requirements based on income and resources. If you find yourself unable to work due to a medical condition, SSI can be a crucial source of support.
SSI Benefit Amounts
The amount of monthly SSI benefits varies depending on your personal circumstances. If you are married and both you and your spouse qualify, you could receive up to $1,450 per month.
For individuals, the maximum monthly payment can be as high as $967. However, if you are on the program as an essential person, the benefit amount may be lower.
Can You Work and Receive SSI in 2025?
Many individuals receiving SSI benefits due to a disability may still wish to seek employment. Fortunately, the Ticket to Work program offers a way to pursue job opportunities while maintaining your benefits. Let’s explore how this program works.
The Ticket to Work Program
The Ticket to Work program is an initiative by the Social Security Administration (SSA) aimed at helping SSI recipients achieve financial independence through career development.
This program is only available to individuals aged 18 to 64 who are receiving SSI disability benefits.
How Does the Program Work?
- Voluntary Participation: The Ticket to Work program is entirely voluntary. Social Security will not compel any beneficiary to participate, but it provides valuable resources for those who wish to explore work opportunities.
- Free of Charge: Participation in the program comes at no cost. It’s a helpful option for those who want to transition into the workforce while retaining their SSI benefits.
Work Incentives for SSI Recipients
In addition to the Ticket to Work program, Social Security offers a variety of work incentives to assist those receiving disability benefits.
These incentives are designed to help individuals gradually transition from dependency on benefits to financial self-sufficiency.
Common Work Incentives Available
| Work Incentive | Description |
|---|---|
| Continued Benefit Payments | Receive SSI payments while working. |
| Medicaid and Medicare Coverage | Keep health coverage while employed. |
| Expedited Reinstatement | Reactivate SSI benefits within 5 years if you are unable to work due to a medical condition. |
| IRWE (Impairment-Related Work Expenses) | Exclusion of work-related expenses directly related to your disability. |
Expedited Reinstatement
One of the key benefits of expedited reinstatement is that it alleviates the pressure of having to file a new disability application if you are unable to continue working at the Substantial Gainful Activity (SGA) level.
As long as the request is made within five years of the cessation of your payments, you can restore your benefits without reapplying.
Success Story: Adrienne’s Journey
An inspiring example of the Ticket to Work program’s effectiveness is the story of Adrienne, a young woman with autism spectrum disorder (ASD).
Thanks to her participation in the Ticket to Work program and completion of Project Search, Adrienne secured a full-time position as a Departmental Aide in Philadelphia.
Her success demonstrates the potential for individuals with disabilities to not only maintain their SSI benefits but also achieve meaningful employment. Adrienne’s journey serves as a powerful inspiration for others in similar circumstances.
Supplemental Security Income is a vital program for many individuals who are disabled, blind, or over the age of 65 and facing financial challenges.
The Ticket to Work program provides an excellent opportunity for recipients to explore employment while keeping their benefits. With various work incentives like continued benefit payments and healthcare coverage, the program offers a pathway to financial independence.
Adrienne’s success story serves as a reminder that achieving career goals is possible, even with a disability, with the right resources and support.
FAQs
How can I apply for the Ticket to Work program?
The program is free, and participation is voluntary. To get started, contact the Social Security Administration to discuss your eligibility and available services.
Can I still receive SSI if I work under the Ticket to Work program?
Yes, the Ticket to Work program is designed to help you transition into work while continuing to receive SSI benefits. There are various work incentives to support you.
What is expedited reinstatement, and how does it help me?
If you are unable to continue working at the required level, expedited reinstatement allows you to resume your SSI benefits without submitting a new application, as long as you request it within five years.