A financial boost is arriving for Canadian seniors this week as the Old Age Security (OAS) and Guaranteed Income Supplement (GIS) payments for April 2025 are released. Eligible recipients could receive up to $2,250 in total, depending on age and income qualifications.
With inflation and the rising cost of living continuing to strain retirement budgets, this payment offers much-needed relief.
What Is the $2,250 OAS Payment?
The $2,250 is not a flat-rate benefit but rather a combined monthly amount from OAS, GIS, and in some cases, the Allowance. These benefits are structured to assist low- to moderate-income seniors in maintaining a stable financial foundation.
This total reflects the maximum payout for seniors over 75 years old receiving both full Old Age Security and the GIS top-up.
OAS and GIS Payment Breakdown for April 2025
The following table shows the maximum monthly payment amounts for each component:
| Benefit Type | Eligibility Group | Maximum Monthly Amount (CAD) |
|---|---|---|
| Old Age Security (OAS) | Ages 65–74 | $727.67 |
| Old Age Security (OAS) | Ages 75 and older | $800.44 |
| Guaranteed Income Supplement (GIS) | Single seniors | $1,086.88 |
| GIS (per person) | Married – both receive OAS | $654.23 |
Note: Actual benefit amounts depend on personal income, marital status, and age.
Eligibility Criteria
To receive the April 2025 Old Age Security and GIS payment, you must meet the following requirements:
For Old Age Security (OAS)
- Must be 65 years of age or older
- Must be a Canadian citizen or legal resident
- Must have lived in Canada for at least 10 years after turning 18
For Guaranteed Income Supplement (GIS)
- Must already be receiving Old Age Security
- Must fall within the annual income threshold:
- Single senior: Income under $22,056
- Couples: Combined income under $29,136
GIS is a non-taxable monthly payment, while Old Age Security is taxable income.
April 2025 Payment Date
The Old Age Security and GIS payment for April will be issued on April 28, 2025.
Seniors enrolled in direct deposit will see the payment reflected in their bank accounts on this date. If you’re receiving payments by cheque, allow additional time for mail delivery, especially in rural areas.
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How to Ensure You Receive Your OAS Payment
To avoid delays or errors in your April 2025 payment:
- Ensure direct deposit is set up for faster delivery
- Keep your address and banking details up to date
- Monitor your payment history through your personal online government account
- Report any changes in marital status, income, or residency as soon as possible
Can You Increase Your Benefit?
While the Old Age Security payment is based on age and residency, there are ways to optimize your total benefit:
- Delay OAS Start Date – Postponing your Old Age Security application beyond age 65 can increase monthly payments.
- Apply for GIS If Eligible – If your income is low, GIS can substantially increase your benefit amount.
- Claim Allowance – If you’re aged 60 to 64 and your spouse or partner receives GIS, you may be eligible for the Allowance or Allowance for the Survivor.
The $2,250 OAS payment hitting accounts this week in April 2025 represents a crucial support mechanism for Canada’s seniors. With increased payments for those over 75 and valuable supplements like GIS, this combined benefit ensures that aging Canadians have help managing their everyday expenses.
Make sure your eligibility is up to date and your personal information is accurate to receive the full amount you’re entitled to.
FAQs
Is the $2,250 amount a one-time bonus or recurring monthly payment?
The $2,250 is the combined total of monthly OAS and GIS payments for eligible seniors and may recur based on ongoing eligibility.
Do I need to reapply for OAS and GIS each year?
Generally, no. If your financial situation remains unchanged, benefits renew automatically. However, changes in income or marital status may affect your eligibility.
Can I receive the Allowance along with OAS?
No, the Allowance is intended for individuals aged 60–64 whose spouse receives GIS. Once you begin OAS, you no longer qualify for the Allowance.